All Blog Posts (6)

Exclusive low rates of loans designed for veterans affairs, military loans for home improvements, lowest rates of VA mortgage loans, VA refinance rates, VA streamline, cash out refinance loans. VA Loan Continue

Several people have asked lately about the use of the 203k to install handicap access ramps, widen doors, improve shower access... and one about having ramps removed. Yes the 203k can be used to improved handicap access... it is a no brainer... go for it. In addition there are organizations who will remove ramps for you for FREE if they can keep the ramps as they will use them elsewhere... keeping it GREEN. I have noted there are some people that feel that the value of a home is impacted by han… Continue

The 203k original guideline calls for two appraisals, an 'as is' appraisal and an 'after improved' value appraisal. In 1995 a change was made that saved the borrower money by doing an 'after improved' value appraisal and a single paragraph discussing the 'as is' value. that paragraph might look something like this... The value of the subject property is $250,000 subject to the completion of the attached 'scope of work" or "bid specifications of repair". The cost of the repairs is $50,000 therefo… Continue

Hello Everyone, After a whirl wind of ups and downs in the market place, today the rates have dropped to as low as 5% percent! It's time to dig into our databases and help past or new clients refinance. Refinancing now, maybe the extra help they need to get through these economic times. I'm here to serve any of your real estate needs, if you need a rush order, contact me at elitemd@yahoo.com. Maria Suzette Smith www.elitetitlemd.com Continue

Coming soon we will have Bank Owned properties that you can market, sell, or buy. Stay Tuned for details real soon!!! Continue

There are definite steps that you need to take once you make up your mind to purchase and rehab or renovate a home. Before you begin to plan and prepare to purchase and rehab a home you need to be sure why you want to do this and what you want to accomplish in the process. I will focus on the process for someone who is looking to purchase and rehab a home in the neighborhood and or size and style that they otherwise could not afford. 1: Get your money together. a) Determine how much you… Continue